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427 S Pearl Street

Albany, NY 12202
  • $329,000
  • STATUS: Active
  • MLS #: 202615449
UPDATED: 27 min ago
$329,000
  • 0
    BEDS
  • 0.04
    ACRES
  • 4
    BATHS
  • 0
    1/2 BATHS
  • 5,760
    SQFT
  • $57
    $/SQFT
Type:
Commercial
Built:
1880
County:
Area:

School Information

Elementary School:
High School:
School District:

Description

Opportunity meets character at 427 S Pearl St, a fully remodeled mixed-use building featuring one of Albany's last historic bar spaces paired with two income-producing apartments. The commercial space offers a fully renovated bar/lounge, complete with a stunning custom bar, dining area, kitchen, office, and one ADA-compliant bathroom and one standard bathroom, along with a mop/broom closet. RESTAURANT EQUIPMENT CONVEYS WITH THE SALE OF THE PROPERTY! With USB-integrated outlets, updated systems, and a brand-new high-efficiency gas heater (2025), this space is turnkey and ready for its next concept. Currently generating $1,500/month with upside to ~$2,000/month upon liquor license approval. Upstairs, two spacious 2-bedroom apartments feature updated layouts, large bathrooms, and strong rental history; both currently occupied (month-to-month) at $1,300 and $1,400/month. Major improvements include new roof (2018), full electrical service update (2023), new sewer line to street (2024), updated plumbing with PEX throughout, and newer hot water tanks--offering peace of mind for years to come. Tenants pay utilities, keeping operating expenses low and returns strong. Whether you're an investor seeking cash flow or an owner-user looking to operate a business while collecting residential income- this is a rare find in the City of Albany! Current Income: Bar: $1,500/mo = $18,000/year Apts: $2,700/mo = $32,400/year Total Gross = $50,400/year Expenses: Taxes: $9,963 Insurance: $2,568 Water/Sewer: ~$675 Total Expenses ≈ $13,206 NOI (Net Operating Income): $50,400 - $13,206 = $37,194 CAP Rate (Current): *11.3%* 11%+ cap rate, built-in income, and serious upside...this is the deal investors wait for!!!!

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© 2026 Global Multiple Listing Service, Inc. The data relating to real estate on this website comes in part from the Internet Data Exchange program of the GMLS. All information is deemed reliable but not guaranteed and should be independently verified. All properties subject to prior sale, change, or withdrawal. Neither listing broker(s), GMLS shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing. Data last updated 2026-06-09T20:12:08.987.
www.heerrealty.com/homes/175591178
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427 S Pearl Street Albany, NY 12202

  • Price: $329,000
  • Status: Active
  • On Site: Days
  • Updated: 27 min ago
  • MLS #: 202615449
0
Beds
4
Baths
0
½ Baths
0.04
Acres
5,760
SQFT
$57
$/SQFT
1880
Built
County:
Albany
Area:
Albany
Elementary School:
Giffen Memorial
High School:
Albany
School District:
Albany
Property Description
Opportunity meets character at 427 S Pearl St, a fully remodeled mixed-use building featuring one of Albany's last historic bar spaces paired with two income-producing apartments. The commercial space offers a fully renovated bar/lounge, complete with a stunning custom bar, dining area, kitchen, office, and one ADA-compliant bathroom and one standard bathroom, along with a mop/broom closet. RESTAURANT EQUIPMENT CONVEYS WITH THE SALE OF THE PROPERTY! With USB-integrated outlets, updated systems, and a brand-new high-efficiency gas heater (2025), this space is turnkey and ready for its next concept. Currently generating $1,500/month with upside to ~$2,000/month upon liquor license approval. Upstairs, two spacious 2-bedroom apartments feature updated layouts, large bathrooms, and strong rental history; both currently occupied (month-to-month) at $1,300 and $1,400/month. Major improvements include new roof (2018), full electrical service update (2023), new sewer line to street (2024), updated plumbing with PEX throughout, and newer hot water tanks--offering peace of mind for years to come. Tenants pay utilities, keeping operating expenses low and returns strong. Whether you're an investor seeking cash flow or an owner-user looking to operate a business while collecting residential income- this is a rare find in the City of Albany! Current Income: Bar: $1,500/mo = $18,000/year Apts: $2,700/mo = $32,400/year Total Gross = $50,400/year Expenses: Taxes: $9,963 Insurance: $2,568 Water/Sewer: ~$675 Total Expenses ≈ $13,206 NOI (Net Operating Income): $50,400 - $13,206 = $37,194 CAP Rate (Current): *11.3%* 11%+ cap rate, built-in income, and serious upside...this is the deal investors wait for!!!!
Exterior Features

Architectural Style [] Attached Garage YN No Construction Materials Brick Door Features [] Exterior Features Lighting Fencing [] Foundation Details [] Lot Features [] Other Structures [] Parking Features Off Street Parking Total 0 Patio And Porch Features [] Pool Features [] Roof RubberAsphalt View [] Waterfront Features [] Waterfront YN No

Interior Features

Basement PartialUnfinished Cooling Central AirWindow Unit(s) Cooling YN Yes Electric Heating Yes Flooring Ceramic TileLaminate Heating Electric Heating YN Yes Interior Features []

Property Features

Accessibility Features Accessible Full BathAccessible Hallway(s)Accessible Sidewalks Association Amenities [] Association Fee Includes [] Association YN No Current Use [] Electric [] Horse Amenities [] Listing Terms [] New Construction YN No Other Equipment [] Property Sub Type Mixed Use Security Features Smoke Detector(s)Carbon Monoxide Detector(s) Sewer Public Sewer Special Listing Conditions Standard Tenant Pays [] Utilities [] Water Source Public Zoning Mixed

Listing information © 2026 Global MLS.
Listing provided courtesy of Victoria Mclaughlin of Howard Hanna Capital Inc: 518-489-1000.



© 2026 Global Multiple Listing Service, Inc. The data relating to real estate on this website comes in part from the Internet Data Exchange program of the GMLS. All information is deemed reliable but not guaranteed and should be independently verified. All properties subject to prior sale, change, or withdrawal. Neither listing broker(s), GMLS shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing. Data last updated 2026-06-09T20:12:08.987.
 
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